YULIKO x 琇的異世界*｡ﾟ

信用狀(Letter of Credit簡稱L/C或Credit)是進口商請銀行以銀行名義對出口商所發出的一封信，
告訴出口商只要合乎信內規定的事項提出匯票，將保證兌付款項，因此信用狀可以說是開狀銀行對出口商的一張承諾書。
>開狀申請人(Applicant for credit):向開狀銀行請求開發信用狀的人，通常就是進口商或買方
>開狀銀行(Opening Bank or Issuing Bank)
>受益人(Beneficiary):通常就是賣方或出口商，有時稱為匯票之開發人(Drawer)
>通知銀行(Advising Bank):依開狀銀行之請託，在出口地將該信用狀交給出口商的銀行
>押匯銀行(Negotiating Bank):即從出口商手中購入信用狀下匯票及單據的銀行，亦可稱為貼現銀行(Discount Bank)

範例一:賣家催促買家開信用狀
Dear Sirs,
    We acknowledge with thanks the receipt of your letter of ____(日期)and are pleased to be favored with your order for ___(訂單內容) .
    In order to meet your urgent requirements, we have already prepared the delivery of the stuff and will book shipping space right after we receive your L/C. Therefore, you are requested to expedite the establishment of credit at the earliest.
                                                                                                                                                                  Yours faithfully,

英文小字典
蒙惠顧to be favored
預定船艙位book shipping space
儘速expedite

範例二:買家(進口方)通知賣家(出口方)已開信用狀
Dear Sirs,
    Your letter of ____(日期) confirming the order we placed with you for the pick up has been received. We are pleased to inform you that application for import license has been approved.

On ____(日期), and L/C was opened in your favor for an amount of ____(金額) to cover the C.I.F. value of this order by ___(信託單位,如:Central Trust of China through Korean Exchange Bank, Seoul. For your information, the numbers of the import license and the L/C are D1 and D2 respectively. It will be appreciated if you will arrange to ship the total quantity not later than ____(日期)
    Enclosed for your reference is one copy of the relative L/C we have opened for this order.

                                                                                                                                                                  Yours faithfully,

英文小字典
唱頭pick up
輸入許可證application for import license
茲附上信用狀附本1份請參考Enclosed for your reference is one copy

範例三:不可撤銷信用狀(Irrevocable letter of credit)
____(開狀銀行名稱)
____(受益人/出口商的公司和地址)
____(開狀日期)
Gentlemen:
     We hereby establish our irrevocable letter of credit in your favor for account of ___(進口商) up to the aggregate amount of US$_____(金額) available by your drafts drawn at sight on us for 100% invoice value and accompanied by the following documents:
1. Commercial invoice in triplicate
2. Special U.S.Customs Invoice, in duplicate
3. Full set of clean on board ocean Bills of Lading, to order of shipper, blank encorsed, marked: “Notify ___(進口商) ,” “Freight collect,” Evidencing shipment of:
___(商品出貨資訊及最後裝船日期地點，例如: shipment latest July 15, from Keelung, Taiwan to San Francisco, California)
Partial shipments are prohibited.
Transshipment is permitted.
Insurance is to be effected by the buyer.

The negotiating bank must forward all documents to us in one cover by airmail.
    The amount and date of each negotiation must be endorsed on the back hereof by the negotiating bank.

We hereby agree with drawers, endorsers and bona fide holders of drafts that all drafts drawn under and in compliance with the terms of this credit shall meet with due honor upon presentation and delivery of documents as specified to the drawee if drawn and presented for negotiation not later than ___(日期).

This is a confirmation of the Credit opened by cable under today’s date through ___(銀行) applicable to this Credit.
    This Credit is subject to the uniform Custom & Practice for Documentary Credits ____(修訂年份，如2001Revision), International Chamber of Commerce, Publication No.---.
                                                                                                                                                                  Yours faithfully,

英文小字典
我們在此開發We hereby establish
以你為受益人in your favor
計入(進口商)的帳for account of
總金額為up to the aggregate amount of
得簽發以本行為付款人的即期匯票available by your drafts drawn at sight on us
匯票金額按發票金額全額開發for 100% invoice value(amount)
附上以下單據 accompanied by the following documents
商業發票3份Commercial invoice in triplicate
美國海關發票2份Special U.S.Customs Invoice, in duplicate
整套已裝船海上清潔提單Full set of clean on board ocean B/ L
運費待收Freight collect
證明裝運Evidencing shipment of
部分裝船被禁止Partial shipments are prohibited.
轉運被允許Transshipment is permitted.
押匯銀行應將所有單據一次以航郵寄到本行The negotiating bank must forward all documents to us in one cover by airmail.
每一次押匯的總額及日期必須由押匯銀行右後面背書The amount and date of each negotiation must be endorsed on the back hereof by the negotiating bank.

匯票發票人drawer
背書人endorser
善意第三持有人bona fide holder
符合in compliance with

受票人匯票付款人drawee
本信用狀適用國際商會第---號更公告所載---年修訂統一慣例規定
This Credit is subject to the uniform Custom & Practice for Documentary Credits ____(修訂年份，如2001Revision), International Chamber of Commerce, Publication No.---.

其他有關信用狀的實用例句和單字
>船上交貨價F.O.B(Free on Board)
>到目前為止，尚未接到貴公司的信用狀，為了早一點預定船位，懇請盡速開發信用狀
Up to now, we have not yet received your L/C. In order to book the shipping space at earlier date, you are requested to have the L/C opened immediately.
>有關貴公司編號123的訂單，該商品已經製造完成，我們正安排在基隆裝船事宜，此時正在等待貴公司信用狀的到來
With reference to your order No.123, the manufacture of the goods has been completed and we are now arranging to ship from Keelung. In the meantime, we await your credit to cover.
>我們發覺信用狀的總額不符合估價單的內容，正確金額應為美金一萬元整，也許是貴公司打字錯誤，因此請要求你們銀行修改信用狀
We find that the L/C amount is inconsistent with that listed in our proforma invoice. The correct amount should be US$10,000. Possibly, it was a typographical error or an oversight on the part of your bank. Therefore, please request your bank to amend the credit.
>由於此次裝船之延遲起因於我方無法控制之不可抗力因素，因此我方歉難對此負責，敬希見諒
Since this happening has been caused by force majeure over which we have had no control, we hope you will agree with us that we cannot be held responsible for this delay in shipment.
>我們已經指示我們銀行修正條款如下:…
We have requested our bankers to amend the clause to read “…”.
>敬請多加注意invite your attention
>遵照指示upon your instructions
>反壟斷法antitrust laws
>專用exclusive use
>干涉intervention
>合資公司joint venture
>專利patent
>權利金royalty
>子公司subsidiary
>銷售點sales outlets